What’s the difference between financial coaching, planning and advice? It’s not a joke, by the way. But it is the cause of some debate within the financial services industry. There are many types of adviser and different interpretations of what we all do. As a result, it can be really confusing for people who needContinue reading “Coaching, planning and advice – what’s right for you?”
After gradually building up the components of an online financial coaching practice, I finally left the security of full-time employment this week. Here’s a condensed summary of my journey to the fear, freedom and excitement of self-employment. It’s been a long time coming After 30 years of working in financial services, I finally gained theContinue reading “My journey to self-employment”
Wellbeing seems to be one of the key buzzwords for the 2020s. Especially with the backdrop of Covid-19 and all the emotional, physical and financial strain this has brought. Studies around this topic have been going on for a while. Gallup scientists in the US have conducted a global study of wellbeing in more thanContinue reading “Wellbeing: 5 Essential Elements”
What does financial freedom mean to you? Most people have a vague notion of wanting to get there, but it’s tricky to define. It can mean different things to different people. Generally, it’s about having financial choices in life. Invariably, it requires the accumulation of wealth and for that to happen, your need to placeContinue reading “3 Simple Steps to Financial Freedom”
Has the coronavirus pandemic changed your outlook on life? Despite all the challenges of 2020 and 2021, people are finding time to reflect on the bigger picture. You may have become more aware of your own wellbeing. Or perhaps you’re putting more thought into how you spend and invest your money. One thing, for sure,Continue reading “Sustainable Finance and Wellbeing”
Financial coaching is a relatively new concept in the UK. Although it’s not very well known yet, it could help millions of people. To be clear, it’s not advice, it’s not therapy and it’s not just for the wealthy. But it can transform the financial outlook for whole families. To get a better feel forContinue reading “What Financial Coaching is Not”
How can a digital currency possibly harm our physical environment? If it’s all online, how can the carbon footprint of Bitcoin mining be compared with a whole country, like Argentina or Norway? Most of the debate about Bitcoin tends to focus on the potential for profit. For example, will it continue to rise in valueContinue reading “Does Bitcoin mining really pollute the environment?”
Why does time seem to speed up as we get older? And what is the ‘Holiday Paradox’? These are a couple of questions I’ve been reflecting on during the last year of lockdowns and travel bans. As Covid restrictions begin to ease, my thoughts are now turning to a summer holiday. Nowhere fancy, but aContinue reading “The Holiday Paradox – why time speeds up”
Most people retire poor, or at least they don’t fulfil their dreams. That seems to be the consensus of statisticians and academic studies. In the UK, nearly 2 million pensioners are defined as being in poverty, according to Age UK. That means living on less than 60% of the UK’s average income. Many more don’tContinue reading “Why people retire poor: Parkinson’s Law”
This weekend brought the sad news of Prince Philip’s passing at the age of 99. But much less public, was news that someone from my year at school passed away, aged just 49. A difference in life span of half a century. When we are touched by the death of another person, it can causeContinue reading “The biggest end-of-life regrets”
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