The Five Blocks of Financial Success

It’s a big, old, complicated world out there when it comes to achieving financial success. It means different things to different people and there are infinite ways to get there. It’s hard to know where to begin and it can be difficult to see what you’re aiming for. It can be like to starting toContinue reading “The Five Blocks of Financial Success”

Wellbeing: 5 Essential Elements

Wellbeing seems to be one of the key buzzwords for the 2020s. Especially with the backdrop of Covid-19 and all the emotional, physical and financial strain this has brought. Studies around this topic have been going on for a while. Gallup scientists in the US have conducted a global study of wellbeing in more thanContinue reading “Wellbeing: 5 Essential Elements”

3 Simple Steps to Financial Freedom

What does financial freedom mean to you? Most people have a vague notion of wanting to get there, but it’s tricky to define. It can mean different things to different people. Generally, it’s about having financial choices in life. Invariably, it requires the accumulation of wealth and for that to happen, your need to placeContinue reading “3 Simple Steps to Financial Freedom”

What Financial Coaching is Not

Financial coaching is a relatively new concept in the UK. Although it’s not very well known yet, it could help millions of people. To be clear, it’s not advice, it’s not therapy and it’s not just for the wealthy. But it can transform the financial outlook for whole families. To get a better feel forContinue reading “What Financial Coaching is Not”

The Holiday Paradox – why time speeds up

Why does time seem to speed up as we get older? And what is the ‘Holiday Paradox’? These are a couple of questions I’ve been reflecting on during the last year of lockdowns and travel bans. As Covid restrictions begin to ease, my thoughts are now turning to a summer holiday. Nowhere fancy, but aContinue reading “The Holiday Paradox – why time speeds up”

Why people retire poor: Parkinson’s Law

Most people retire poor, or at least they don’t fulfil their dreams. That seems to be the consensus of statisticians and academic studies. In the UK, nearly 2 million pensioners are defined as being in poverty, according to Age UK. That means living on less than 60% of the UK’s average income. Many more don’tContinue reading “Why people retire poor: Parkinson’s Law”

Pay Yourself First

When you receive your monthly income, do you pay yourself first, ahead of all the other bills? It’s a question you may not have thought about much. Not properly. But assuming you do consider your future life to be important, you need to make an investment. That means balancing what you spend now against whatContinue reading “Pay Yourself First”