The way we choose to spend and invest money has a direct impact on our wellbeing. Read how sustainable finance can help you feel wonderful.
Much as we all love our kids, giving away our hard earned cash for them to enjoy when they hit age 18 might not feel like a top priority. But here are five reasons to think about it.
If you truly nurture your wealth, you’re in the enlightened minority. Many of us nurture our gardens, our children and hopefully our health. But the idea of growing assets can seem vulgar to some, undeserved by others. A whole range of emotions come in to play with this topic, but really, it’s about investing forContinue reading “5 Ideas to Nurture Your Wealth”
How can a digital currency possibly harm our physical environment? If it’s all online, how can the carbon footprint of Bitcoin mining be compared with a whole country, like Argentina or Norway? Most of the debate about Bitcoin tends to focus on the potential for profit. For example, will it continue to rise in valueContinue reading “Does Bitcoin mining really pollute the environment?”
Financial diversification is a fairly predictable topic for Easter Sunday. The abundance of Easter eggs and baskets gives us the ideal opportunity to ponder some flavours of financial risk. “Don’t put all your eggs in one basket” is an ancient proverb, believed to be of Spanish or Italian origin. It’s commonly attributed to the bookContinue reading “Financial Diversification in 5 Flavours”
In this final article of six about Individual Savings Accounts, we look at an alternative style of investing. Innovative Finance ISAs are not cash and they’re not stocks and shares. So what’s to like – and not to like – about peer-to-peer lending? What is innovative finance? “Innovation” means bringing ideas to life in theContinue reading “Innovative Finance ISAs – what are they?”
If, like me, you’re over the age of 40 and don’t already have a Lifetime ISA, you might not get much value from this article. Unless, of course, you know someone else under 40 who wants free money towards a first home. Read on, and you can tell them all about it! This is myContinue reading “Lifetime ISA: not just free money towards a first home”
Rishi Sunak’s budget on 3rd March 2021 confirmed that Individual Savings Account (ISA) allowances will stay the same for another year. That’s an overall tax-free investment limit of £20,000 per adult and Junior ISAs for under 18s have a separate £9,000 allowance. But with such a wide choice of stocks and shares ISAs, how doContinue reading “Stocks & Shares ISAs: where to start?”
As a lover of Scotch malt whisky, Ken Loach’s Angels’ Share film was great entertainment for me one October evening whilst on holiday in the Scottish Highlands. (Best to make sure the the kids are safely tucked up in bed for this film!) But what does this have to do with ISAs, I hear youContinue reading “Use an ISA to protect your angels’ share”