Five fearless tips to resurrect your dead and buried pensions

National Pension Tracing Day in the UK has clashed with Halloween this year. So I couldn’t resist trying to create a blog title that links the two together. I’ll leave you to judge if I succeeded! I suspect you may not be aware that National Pension Tracing Day even existed. This is just its firstContinue reading “Five fearless tips to resurrect your dead and buried pensions”

Time to get off the Hedonic Treadmill?

The hedonic treadmill is the tendency for humans to quickly return to a relatively stable level of happiness, despite major positive or negative events in life. As a person makes more money, expectations and desires rise, so there is no permanent gain in happiness.

Have you claimed your ‘working from home’ tax relief?

Well, that’s the central heating on again, now that the clocks have gone back for the winter. This year, along with millions of other households, it will need to stay on more than usual due to us working from home. Fortunately, there is a little bit of financial help available for employees. Her Majesty’s RevenueContinue reading “Have you claimed your ‘working from home’ tax relief?”

5 things to consider before taking a mortgage holiday

First things first. There’s no such thing as a “mortgage holiday”. It’s better to use the term “mortgage payment deferral”. According to UK Finance, more than 2 million homeowners and landlords affected by Covid-19 have been granted payment deferrals. This will have provided short term relief to workers who find themselves struggling at this time,Continue reading “5 things to consider before taking a mortgage holiday”