About You

Couples

Your joint relationship with money should strengthen your relationship with each other, not cause friction. Let me show you how to find financial harmony and work effectively towards a shared vision for the future.

Strengthening your financial and emotional bond

Many of the milestones of marriage or relationships are tied to money, from buying a home to having children. As the years go by, you face new and different financial situations together. If you find yourselves at a turning point in your joint money journey, there’s never a bad time to seek professional guidance.

You may have contrasting “money personalities”, with one partner more comfortable throwing caution to the wind than the other, and you want help finding balance. Or you might just want help on practical points like how best to pool your cash to support your family or spend more time doing the things you enjoy. I can help you to navigate all of it through the tailored services and solutions described below.

The SPEND Programme

Being financially organised is an ongoing process and there are always changing priorities to navigate. As a couple, it’s likely that you’ll have a number of points you’d like to address from the five key areas below. We can work through these as a tailored programme, or if you have something more unusual, let’s talk about a more bespoke approach.

Savour your spending

  • Calculate your joint net worth
  • Identify your family’s essential expenses
  • Allocate your leisure spending
  • Plan your luxury treats
  • Set a couple’s spending plan and monitor it

Protect your family

  • Prepare for unexpected expenses
  • Assess the financial impact of one of you falling ill or dying
  • Secure continuity for your business
  • Arrange wills and powers of attorney
  • Enjoy gifting and leaving a legacy

Eliminate your debt

  • Review your spending
  • Assess your interest rates
  • Design your repayment strategy
  • Track your progress
  • Accelerate your repayments

Nurture your wealth

  • Understand both of your retirement pots
  • Maximise free money
  • Learn how to invest
  • Reduce unnecessary tax
  • Pursue compound returns

Design your future

  • Identify your values
  • Assess your personal and combined strengths
  • Visualise your ideal future
  • Consider your legacy
  • Build your plan

Services

Designed to help you enjoy financial wellbeing

It’s never too early or too late to seek professional support and your financial journey is unique. For some people, the focus is on shorter term goals like getting financially organised, finding a better way to repay debt or learning how to save and invest. For others, it could be longer-term uncertainty that’s creating anxiety.

It’s hard to visualise your financial future and whether you can afford to retire one day, change career or start your own business. With GroWiser, you can choose from two helpful routes designed to get you where you want to be.

Financial coaching

From practical matters like understanding your financial position to helping you feel more positive about money, financial coaching will give you the tools you need to become confident, self-reliant and in control.

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Financial planning

A good financial plan gives you greater clarity about your longer-term goals and reveals the pitfalls to avoid. Work with me to create a tangible lifetime cashflow forecast that helps you to visualise your financial future.

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Listen to clients describing their experience

The outcomes you’ll achieve by working with me can make a big difference to your life, but don’t just take my word for it. Hear from real people who’ve already been through the journey.

Are you a financial professional?

If you’re a financial adviser or planner looking to develop a coaching-led experience for your valued clients, you might just find the perfect partner in me. Learn how my training consultancy and partnership opportunities can bring deeper insight into your clients’ financial aspirations, habits and behaviours.

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