About You
Individuals
Your connection to money is a very personal thing, which is why it’s so crucial that you have a command over it. With my guidance, you’ll discover tools and techniques to help you feel confident, empowered and in control.
Improving your money know-how
Middle age creeps up on you, and before you know it, you could be married (or divorced), with children to think about, and an ever-more-demanding job. The one constant in the background is money, and if you’re starting to worry about your personal financial future, you may benefit from being given some direction.
Professional support can help you sort out practical matters like making the most of your money and planning ahead for the future. And it can transform your emotions and behaviours around money, such as over-spending, under-spending or bad habits and anxieties picked up from the people around you. As a GroWiser client, you will have a range of resources to help tackle these issues.
The SPEND Programme
Being financially organised is an ongoing process and there are always changing priorities to navigate. It’s likely that you’ll have a number of points you’d like to address from the five key areas below. We can work through these as a tailored programme, or if you have something more unusual, let’s talk about a more bespoke approach.
Savour your spending
- Calculate your net worth
- Identify your essential expenses
- Allocate your leisure spending
- Plan your luxury treats
- Set a spending plan and monitor it
Protect your family
- Prepare for unexpected expenses
- Assess the financial impact of illness or death
- Secure continuity for your business
- Arrange wills and powers of attorney
- Enjoy gifting and leaving a legacy
Eliminate your debt
- Review your spending
- Assess your interest rates
- Design your repayment strategy
- Track your progress
- Accelerate your repayments
Nurture your wealth
- Understand your retirement provision
- Maximise free money
- Learn how to invest
- Reduce unnecessary tax
- Pursue compound returns
Design your future
- Identify your personal values
- Assess your strengths
- Visualise your ideal future
- Consider your legacy
- Build your plan
Services
Designed to help you enjoy financial wellbeing
It’s never too early or too late to seek professional support and your financial journey is unique. For some people, the focus is on shorter term goals like getting financially organised, finding a better way to repay debt or learning how to save and invest. For others, it could be longer-term uncertainty that’s creating anxiety.
It’s hard to visualise your financial future and whether you can afford to retire one day, change career or start your own business. With GroWiser, you can choose from two helpful routes designed to get you where you want to be.
Financial coaching
From practical matters like understanding your financial position to helping you feel more positive about money, financial coaching will give you the tools you need to become confident, self-reliant and in control.
Show me moreFinancial planning
A good financial plan gives you greater clarity about your longer-term goals and reveals the pitfalls to avoid. Work with me to create a tangible lifetime cashflow forecast that helps you to visualise your financial future.
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Abbie
Listen to clients describing their experience
The outcomes you’ll achieve by working with me can make a big difference to your life, but don’t just take my word for it. Hear from real people who’ve already been through the journey.
Are you a financial professional?
If you’re a financial adviser or planner looking to develop a coaching-led experience for your valued clients, you might just find the perfect partner in me. Learn how my training consultancy and partnership opportunities can bring deeper insight into your clients’ financial aspirations, habits and behaviours.
Tell me more
GroWiser Financial Coaching is a trading name of Wellstech Financial Ltd. Registered in Scotland, company number SC491686. Registered address: 18 Knowesley Park, Haddington, East Lothian, EH41 3TB.
We are not regulated by the Financial Conduct Authority and will never recommend or provide opinion on the suitability of financial products such as pensions, investments, insurance contracts, or debt arrangements. We can help you understand your relationship with money and plan for your future financial peace of mind, but we are not a financial intermediary. If you need specific advice, you should seek the services of a regulated financial adviser or a regulated debt counsellor.
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