If money is tight this month, a debt-free Christmas might seem fanciful. Try these 3 tips to avoid counting the cost into the new year.
Category Archives: Savour Your Spending
Know your happiness chemicals and avoid Black Friday money mayhem
Advertisers and marketeers are experts in behavioural psychology and they know what makes you part with your cash. It’s worth taking a few moments to consider how this affects your decision making.
3 steps to build an emergency fund and keep it separate from rainy day fun money
Having money set aside for a rainy day is very appealing, but don’t confuse that with building and maintaining an emergency fund.
Look beyond the price and seek great value for your financial wellbeing
Price and value can sometimes get confused. Retailers will often tell us that low prices translate to great value. But that, is very much a matter of opinion and perspective.
How to calculate your net worth and build engagement with your money
To regularly calculate your net worth can be surprisingly insightful and even enjoyable. Whether it serves as a source of reassurance or a powerful wake-up call, it’s a proactive step towards building a more engaged relationship with your finances. Instead of avoiding monetary reality, wouldn’t you rather be in the driver’s seat of your financialContinue reading “How to calculate your net worth and build engagement with your money”
7 ways to improve your confidence with money
Confidence with money is not especially high in the UK. 39% of adults don’t feel confident managing their money. But help is at hand.
Why you must overcome Parkinson’s Law to secure a joyous retirement
Parkinson’s Law states that our expenditure rises to meet income. If that’s true, how can we save more to avoid being poor in retirement?
Pay yourself first for a powerful pathway towards financial freedom
Pay Yourself First is perhaps the most effective strategy to build wealth. Your future self will thank you if you adopt reverse budgeting.
How to defy the Holiday Paradox and embrace an exciting middle age
Have you noticed that time seems to pass more quickly as you get older? That’s the effect of the Holiday Paradox and it’s worth making efforts to understand this before life passes by and you’re in old age before you know it.
How to Savour Your Spending and help your finances flourish
Savour Your Spending is about gratitude and gaining control of your daily finances. It’s the first step toward financial success and wellbeing.
5 building blocks to help you achieve financial success
Financial success is different for everyone, but the journey towards it should be enjoyed as much as the destination.
Why you need to understand what inflation means for savings and debts
Paddle boarding has exploded in popularity over the past few years and like the economy, the right amount of inflation is crucial for optima performance! It’s not always easy to get the balance right and I’ve found myself in cold water a few times. It’s been a similar story for the Monetary Policy Committee atContinue reading “Why you need to understand what inflation means for savings and debts”