If money is tight this month, a debt-free Christmas might seem fanciful. Try these 3 tips to avoid counting the cost into the new year.
Advertisers and marketeers are experts in behavioural psychology and they know what makes you part with your cash. It’s worth taking a few moments to consider how this affects your decision making.
Having money set aside for a rainy day is very appealing, but don’t confuse that with building and maintaining an emergency fund.
Price and value can sometimes get confused. Retailers will often tell us that low prices translate to great value. But that, is very much a matter of opinion and perspective.
To regularly calculate your net worth can be surprisingly insightful and even enjoyable. Whether it serves as a source of reassurance or a powerful wake-up call, it’s a proactive step towards building a more engaged relationship with your finances. Instead of avoiding monetary reality, wouldn’t you rather be in the driver’s seat of your financialContinue reading “How to calculate your net worth and build engagement with your money”
Confidence with money is not especially high in the UK. 39% of adults don’t feel confident managing their money. But help is at hand.
Parkinson’s Law states that our expenditure rises to meet income. If that’s true, how can we save more to avoid being poor in retirement?
Pay Yourself First is perhaps the most effective strategy to build wealth. Your future self will thank you if you adopt reverse budgeting.
Have you noticed that time seems to pass more quickly as you get older? That’s the effect of the Holiday Paradox and it’s worth making efforts to understand this before life passes by and you’re in old age before you know it.
Savour Your Spending is about gratitude and gaining control of your daily finances. It’s the first step toward financial success and wellbeing.
Financial success is different for everyone, but the journey towards it should be enjoyed as much as the destination.
Paddle boarding has exploded in popularity over the past few years and like the economy, the right amount of inflation is crucial for optima performance! It’s not always easy to get the balance right and I’ve found myself in cold water a few times. It’s been a similar story for the Monetary Policy Committee atContinue reading “Why you need to understand what inflation means for savings and debts”