It sounds like a great idea to simplify things by combining your pensions. So what are the benefits and potential risks?
National Pension Tracing Day in the UK is on Sunday, 30th October this year. Since it’s the day before Halloween, it felt only right to come up with a blog title that links the two together. Well, at least I tried to get into the spirit of things! You may not be aware that NationalContinue reading “Five fearless tips to resurrect your dead and buried pensions”
Financial independence sounds good, but are you confident about it means and how to achieve it? Follow these steps to get started.
Confidence with money is not especially high in the UK. 39% of adults don’t feel confident managing their money. But help is at hand.
Your happiest retirement age is a personal choice and it doesn’t need to be aligned with the state pension, or your employer’s pension.
Having money set aside for a rainy day is very appealing, but don’t confuse that with building and maintaining an emergency fund.
Responsibility for financial security rests with you now. Fortunately, it’s relatively easy to nurture your wealth these days.
Financial success is different for everyone, but the journey towards it should be enjoyed as much as the destination.
Financial freedom is available to most people, if they begin early enough. It just requires time, patience and commitment to 3 simple steps.
Pay Yourself First is perhaps the most effective strategy to build wealth. Your future self will thank you if you adopt reverse budgeting.
Financial diversification is usually discussed in the context of investments. It tends to focus on spreading investment risk over different sectors, geographical regions and asset classes. Since it’s Easter, let’s drop the financial jargon and talk flavours of chocolate eggs instead. “Don’t put all your eggs in one basket” is an ancient proverb, believed toContinue reading “5 tasty tips to improve your financial diversification”
Cash ISAs are the most popular type of tax-free savings in the UK. But with low interest rates, high inflation and current tax rules, are they really the best place for your savings?